Interest-Free Loans for the NW London Kehilla

Supporting our community in times of financial need

About TWF Gemach

TWF Gemach operates under MTT Foundation (Registered Charity No. 1165689), providing interest-free loans to members of the Orthodox Jewish community in NW London.

We understand that unexpected financial challenges can affect anyone. Whether it's an urgent medical expense, essential home repairs, family simchas, or temporary cash flow difficulties, we're here to help members of our kehilla navigate these challenges with dignity and without the burden of interest. To ensure the viability of the Gemach, loans are limited to £10,000 per family and can only be granted on the basis of the provision of 2 reliable guarantors.

Our Gemach is sustained entirely by the generosity of donors who share our commitment to supporting the community. Every loan is made possible through the chesed of those who contribute or lend to the Gemach, ensuring that we can continue to serve families in need.

How It Works

1

Apply Online

Complete our simple application form with your details and loan requirements.

2

Review Process

Our administrators carefully review your application with sensitivity and confidentiality.

3

Decision

We'll contact you with our decision and next steps, or request further information if necessary.

4

Loan Disbursement

Upon approval in principle, terms are finalised and documents signed, then funds are advanced.

Eligibility Criteria

  • Member of the Orthodox Jewish community in NW London
  • Demonstrable need for financial assistance which falls under the charitable categories of relief of poverty or furtherance of religious observance
  • Ability to repay the loan over an agreed timeframe - maximum term of 24 months, and ability to provide 2 reliable guarantors
  • Willingness to provide necessary documentation
  • No outstanding loans with the Gemach (unless previously agreed)

Each application is reviewed on its individual merits with compassion and understanding.

Ready to Apply?

Please complete our confidential application form. All information is treated with the utmost privacy and sensitivity.

Click the button below to access our secure application form. You'll need to provide personal details, financial information, and the purpose of your loan request.

Open Application Form

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